How to use
Choose a compounding frequency (daily/weekly/monthly/yearly), then enter principal, per-period return and period count. For a DCA-style strategy, add a periodic contribution.
Results include final balance, total contributed, interest earned and total return, plus a growth chart.
Formulas
Previous balance × (1 + per-period return)Rolled forward period by period (optional contributions included)(Final − Total contributed) ÷ Total contributed × 100%Example
1,000 USDT compounded daily at 1% for 365 periods → ≈ 37,783 USDT. This demonstrates the math of compounding — it is not a promise of sustainable returns.
Risk note
This is a purely mathematical simulation. It is not a forecast of investment returns and does not imply that any strategy can sustain the assumed rate. Real returns are affected by price volatility, fees, slippage, funding rates, liquidity and other market factors.
FAQ
Daily 1% compounding for a year = ?
1.01^365 ≈ 37.78×. Starting with 1,000 units yields ≈ 37,780 after 365 daily periods. Pure math — sustaining 1% daily is unrealistic in practice.
Compound vs simple interest?
Simple interest earns only on principal; compounding adds each period's return to principal. The gap grows with time and frequency.