How to use
Enter the initial investment, final (current) value and, optionally, the number of years held.
Get total profit, ROI and — if years are provided — the compound annual growth rate (CAGR).
Formulas
ROI
(Final value − Initial) ÷ Initial × 100%CAGR
(Final value ÷ Initial) ^ (1 ÷ years) − 1Example
1,000 USDT grows to 1,960 over 2 years: total return = 96%; annualized CAGR ≈ 40% (not 96% ÷ 2 = 48%).
Notes
CAGR converts a multi-year return into an annual compounding level for fair comparison. It does not mean that return is earned steadily every year.
FAQ
How is crypto ROI calculated?
ROI = (Final value − Initial) ÷ Initial × 100%. For multi-year holdings, also compute CAGR = (Final ÷ Initial)^(1/years) − 1.
ROI vs CAGR?
ROI is cumulative total return; CAGR spreads it into an annual compounding rate, making investments of different durations comparable.